Andrew Comstock, CFA®

Email: kludwig@sjsinvest.com
Office: (419) 885-2626 Toledo, Ohio Metropolitan Area

 

Kirk Ludwig, AIF®   

Senior advisor, Director of Institutional Investment Management, investment committee member

Kirk has been involved in the investment industry for 20+ years. Since 2004, he has been Director of Institutional Investment Management at SJS, where he serves as a portfolio manager and advisor for the firm’s institutional and public entity clients. Kirk also brings his specialization in fixed income to the SJS Investment Committee.

In the early 1990s, he began his career in institutional fixed income sales at Kidder, Peabody & Co., working with public entities and serving middle markets in the Midwest. After seven years in institutional sales, Kirk moved into the role of Portfolio Manager for the Institutional Asset Management division at Sky Trust, N.A. Specializing in fixed-income strategies, he created their short-duration portfolio program to serve the public fund sector.

He holds the Accredited Investment Fiduciary (AIF®) designation.

Kirk studied Business Administration at the University of Toledo, and completed his Bachelor of Science requirements with the University of Phoenix.

← Back to SJS Team

Blogs By Kirk
Courageous Community Services: Promoting Healthy Lifestyles
Courageous Community Services: Promoting Healthy Lifestyles

The mission of Courageous Community Services is to provide meaningful, inclusive opportunities for individuals with disabilities and their families through advocacy, education, and engaging recreational experiences.

SJS Outlook: Q4 2022
SJS Outlook: Q4 2022

The SJS Q4 2022 Outlook includes our insights on the U.S. bond market over the past year, steps to help you plan financially for the new year, a thank you to Bev Langley, and looking forward to Q1 2023.

What A Difference A Year Makes: Bonds
What A Difference A Year Makes: Bonds

For 2022, the bond asset class started the year with extremely low yields and less desirable return expectations. Going into 2023, the higher yields provide bond investors with a brighter outlook!

MarketPlus Investing
MarketPlus Investing

Video on our MarketPlus Investing philosophy.

The Fed Poked The Bear
The Fed Poked The Bear

Rising interest rates are not always a bad thing. As interest rates move higher, the drop in value can be concerning, but in the longer-term, higher rates mean higher expected returns for investors, as bonds begin to produce more income.

There's Always Something To Worry About
There's Always Something To Worry About

There will always be something to worry about, but with the right portfolio design and disciplined approach, you can whether almost any storm.

The Sum Of Its Parts
The Sum Of Its Parts

Like for a bicycle or car, you need all of the pieces in all of the right places for your investment portfolio to work properly.

I Know You Can’t Predict The Future, But….
I Know You Can’t Predict The Future, But….

The stock market, like the bookmaker, handicaps all known information. You are betting on if your expectation is different than what the market expects.

Hope Is Not Our Strategy
Hope Is Not Our Strategy

We all hope for things. But there are many situations where hope isn’t enough. With MarketPlus Investing, we use science and decades of research to guide us.

Bond Returns – Could The ‘Drought’ Be Ending?
Bond Returns – Could The ‘Drought’ Be Ending?

In the bond market, we have been experiencing our own version of a “drought” over the past decade – a shortage of income (or, yield) from our bonds.