Over the years, your financial complexity has increased, and you wonder if you are making the right financial decisions. You have questions about how to use your wealth to create the future you envision, and you seek an experienced financial advisor who will help provide answers.

You may be struggling with questions such as:

• Who understands me?

• Have I saved enough money to retire?

• Can I afford to leave an inheritance for my children and grandchildren?

• How can I prepare for the future and still enjoy life today?

• How can I reduce my taxes?

• What will my retirement look like?

For over two decades, SJS has consulted with individuals and families to help create the life they want to live. Working with you, each of our advisors will lend their expertise in developing and executing the financial services to help reach your objectives. Coordinating strategies with other professional advisors such as accountants and attorneys, we help you grow, protect, and preserve your wealth.

Our goal is to provide the analysis and strategies that help you make good financial decisions now and in the future. We can help you:

• Create an action plan to optimize all areas of your wealth

• Build a cash flow plan balancing income sources and expenses

• Incorporate goals like travel and philanthropy into your planning

• Account for the tax impact of retirement accounts’ transactions

• Make decisions about Social Security timing and Medicare options

• Review your insurance needs and make recommendations through a licensed insurance agent, particularly for life insurance coverage

Your services are supported by our proprietary investment process, MarketPlus® Investing, which provides personalized investment portfolios built with low costs and tax efficiency in mind. As a Registered Investment Advisor (RIA), SJS is duty-bound to serve as a fiduciary, putting your interest first.

In this way, we strive to free you from the burden of worrying about your finances so you can stay focused on the people and experiences you care about most.

Have a Specific Need?

We work with a variety of individuals and families, helping them through life’s transitions, preserve and grow their wealth, and achieve their goals.

Download the following to see how we can help you specifically:

• Multi-Family Office Services

• Business Owners

• Executives

• Young Professionals

• Attorneys

• Divorcees

• Widows / Widowers

• Non-Profits, Endowments, & Foundations

• Retirement Plan Services

• Public Funds