Helping You and Your Employees
Save for the Future
You and your colleagues have worked hard to create and manage a sustainable business. You want to continually improve the business, yet you know that you and your employees have only limited years that you can continue working, and you want to start preparing for the time when you leave your career.
You know, by creating and implementing the right retirement plan, you can help yourself and your team prepare for life after work. But you face crucial questions:
Who can we talk to who understands our priorities?
How do we structure the plan to comply with regulatory rules?
Which investments should we include within the plan?
How do we decrease the costs of the plan?
How do we encourage employees to save more?
For over two decades, SJS has helped design cost-effective retirement plans for many types of businesses while helping participants save more in tax-efficient ways to increase wealth in retirement. Our goal is to provide the plan structure and implementation that helps increase wealth for the long term. We can help you:
Evaluate retirement plan capabilities and partners
Create an employer financial match that is safe-harbor compliant, motivates employees to save, and is financially feasible
Determine well-diversified, low-cost, appropriate investment offerings
Educate employees on investment options and what may be appropriate for each of them
Identify defaults that automatically help employees save
We start with a comprehensive analysis of your objectives and capabilities. We then help you create a retirement plan, work with administrators and accountants, choose investments, and identify default portfolios. We also help educate participants about plan features and work with them to utilize the retirement plan in ways that fit with their long-term goals.
Your services are supported by our proprietary investment process, MarketPlus Investing®, which helps you achieve your fiduciary obligations with institutional mutual funds with low costs in mind. As a Registered Investment Advisor (RIA), SJS is duty-bound to serve as a fiduciary, putting your interest first.
You work hard, and we want to help you turn that hard work into the life you envision for retirement.
